Changelog

Date (YYYY-MM-DD)	Change	Details	Action required
2025-08-22	Published endpoint reference	Added POST /merchant-onboarding/application with required fields table, request and response examples, and an Error Handling section for 400, 409, and 500. Clarified that Bead emails the merchant a secure onboarding link after submission. Clarified that credentials are obtained during Terminal creation, not from this endpoint. Added Best Practices. All examples use generic data.	None for existing integrators. New integrations may begin submitting applications via this endpoint.