How to Test Klarna Payments

This guide shows how to create a crypto payment request that launches Bead’s hosted checkout page, select Klarna within the UI, complete the sandbox checkout with Klarna’s test account, and verify the result.

1 – Prerequisites

Item	Notes
Klarna enabled for sandbox merchant	Contact developer support if Klarna is not yet activated.
Sandbox base URL	https://api.test.devs.beadpay.io
Webhook endpoint	Publicly reachable and registered in the Bead dashboard.

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2 – Create Payment Request

Send a POST /payments/crypto to load the hosted payment page.

POST /payments/crypto
Host: api.test.devs.beadpay.io
Authorization: Bearer YOUR_ACCESS_TOKEN
Content-Type: application/json

{
  "terminalId": "TERM-123",
  "merchantId": "MERCH-456",
  "requestedAmount": 35.00,
  "reference": "ORDER-0001",
  "redirectUrl": "https://merchant.example.com/return"
}

Example response

{
  "trackingId": "c10b29e3c...",
  "paymentUrls": [
    {
      "type": "web",
      "url": "https://checkout.test.beadpay.io/hosted-page/..."
    }
  ]
}

Use paymentUrls[0].url to launch the hosted checkout.

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3 – Launch Hosted Payment Page

Option	Details
Redirect	Redirect the shopper’s browser to the hosted-page URL.
Embed	Load the URL in an iframe inside your site.

The shopper now sees Bead’s hosted payment page UI.

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4 – Select Klarna & Obtain QR Code

1. In the Bead UI the shopper selects “Klarna” as the payment method.

2. Bead displays a Klarna QR code linked to Klarna’s sandbox checkout.

How the tester can open checkout
Scan the QR code with a phone camera (opens Klarna in the default browser).
Click / tap the QR code (copies the Klarna checkout URL for pasting into any browser).

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5 – Complete Klarna Sandbox Checkout

Field	Test value
Phone number	716-220-4669
PIN (if prompted)	123456

Follow Klarna’s prompts until the shopper is returned to your redirectUrl.

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6 – Verify Result

1. Webhook – A POST arrives at your webhook endpoint with "paymentStatus": "completed".

2. API check (optional) –

   GET /payments/{trackingId}

   Response should show "status": "completed" and a non-zero settlementAmount.

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7 – Next Steps

• Test higher amounts, cancellations, and expiry scenarios.

• Move to production by switching to https://api.devs.beadpay.io and using live Klarna credentials.